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Terms of membership

What you get, what you pay, how to leave. Written to be read, not to be survived.

Tab is a membership and prescription-savings program. It is not health insurance, not a qualified health plan, not a Medicare or Medicaid plan, and not a substitute for insurance. If you need coverage for hospitalization, surgery, emergency care or specialty treatment, you need insurance. Tab does not provide it.

1. Who you are dealing with

Tab is operated by HeydayMD LLC, a New Mexico limited liability company ("Tab", "we"). Tab is a technology and membership company. We do not practice medicine. Medical care is provided by independent, licensed clinicians through Tab's clinical partner, and those clinicians alone make clinical decisions. Prescriptions are dispensed by licensed pharmacies. Laboratory testing, where offered, is performed by certified laboratories.

2. What membership includes

Membership does not include emergency care, hospital care, imaging, surgery, controlled substances, brand-name or specialty medications, or any service a clinician determines is not clinically appropriate.

3. The covered list can change

The $0 medication list depends on our pharmacy partners' supply and pricing. Medications may be added or removed and pricing may change. We will not remove a medication you are actively filling without notifying you first. A specific medication is never guaranteed: only a licensed clinician can decide what to prescribe, and no membership entitles you to a particular drug.

4. Billing, renewal and cancellation

5. Eligibility

You must be 18 or older and physically located in a U.S. state or territory where our clinical partner is licensed. Adults may add household members to a family plan; you may only add a minor if you are that minor's parent or legal guardian. Availability of specific services varies by state, and some states regulate discount plans in ways that limit or change what we can offer there.

6. Your responsibilities

7. No guarantee of outcome

Nothing on this site or in any communication from us is a promise of a diagnosis, a prescription, a result, or a specific saving. Statements about savings are estimates based on typical retail pricing and will differ for you.

8. Suspension

We may suspend or end a membership for non-payment, fraud, abuse of staff or clinicians, attempts to obtain medication improperly, or violation of these terms. Where we end a membership without cause, we refund the unused portion of a prepaid term.

9. Limits of liability

Tab provides the membership platform "as is". To the maximum extent permitted by law, Tab's total liability arising out of the membership is limited to the fees you paid in the twelve months before the claim. This limit does not apply to the professional liability of the clinicians or pharmacies, who are responsible for their own care and dispensing, and nothing here limits any right you cannot waive under law.

10. Disputes and governing law

These terms are governed by the laws of the State of New Mexico, without regard to conflict of law rules. We would much rather fix a problem than argue about it — write to [email protected] first.

11. Changes

We may update these terms. Material changes affecting price or cancellation will be sent to your email address before they take effect, and continuing your membership after that date means you accept them.

12. Contact

HeydayMD LLC, Albuquerque, New Mexico · [email protected]

Last updated 19 August 2026. Tab is pre-launch; these terms apply to this website and to memberships from the date enrollment opens. We will post the date of any change here.